Insights

If you run your own company, this personal tax guide for business owners highlights the main points to understand for the 2026/27 tax year and why remuneration planning matters. For many owner-managed business owners, personal tax is not just about salary. It is also about dividends, savings income, rental income, pension contributions and the less […]

If you run a UK limited company, the weeks before your company year-end are one of the few times you can still influence your Corporation Tax position with legitimate, straightforward planning. After the year-end date passes, the picture is largely fixed. Your accountant can apply the rules, but you’ve lost most of the levers that […]

A “holding company” can sound like something reserved for large corporates. In practice, we increasingly see small businesses adopting group structures for one main reason: options. A well-designed holding company can help you separate risk, protect value you’ve built, and make future moves: new ventures, diverse investment, or exit planning, easier to execute. The decision […]

In the run-up to Christmas, the Government issued an updated statement on its planned reforms to Inheritance Tax (IHT) reliefs, specifically Agricultural Property Relief (APR) and Business Property Relief (BPR). APR is clearly headline-grabbing, but for most family-owned trading companies, BPR is the relief that matters. And while the revised announcement is a softening of […]

How to use your financial reports, even if you’re not an accountant Business owners don’t start a company because they love accounts If you find your accounts confusing, you are not alone. This guide explains business accounts explained in plain English, helping business owners and finance managers turn reports into practical insight. Most business owners, […]

For years owner manager remuneration packages have relied on a familiar default: take a small salary and the rest as dividends. It has been widely shared, widely repeated, and in many cases it has worked well. But going into 2026/27, it is increasingly risky to treat remuneration as a set-and-forget decision. Not because the salary-and-dividend […]